How to Buy Crypto with Prepaid Card in 2025

Debit and credit cards are among the several payment methods that MEXC accepts. This feature makes it possible to buy cryptocurrencies directly using fiat money. The platform is well-known for its strong trading infrastructure and significant liquidity, making it appropriate for new and seasoned traders. BitPay offers many offers from multiple payment partners to ensure you get the best exchange rates. Thus, after you choose our best deal, you’ll be redirected to BitPay’s partner website to input your prepaid debit card details to complete the transaction. You will receive your digital currencies in your own Bitcoin wallet only after the payment goes through.

Some traders prefer this option as prepaid VISA and Mastercards enable controlled spending and privacy, especially for small to moderate purchases. I have shown you where you can buy Bitcoin with a prepaid card, one on an exchange and the other on a cryptocurrency payment provider. Since buying crypto with a prepaid card is filled with ups and downs, it’s essential to decide if the method works for you before proceeding to the actual steps. As prepaid cards make their way into the crypto space, a common question that is asked is – how do I buy Bitcoin with a prepaid card? This section will outline the steps for buying Bitcoin using prepaid cards using eToro as an example. Coinbase provides a seamless way for people to buy, sell, and store Bitcoin.

Which prepaid cards, virtual cards or gift cards can I use to buy cryptocurrency?

You can How to buy bitcoin with prepaid card send your crypto to nearly any wallet as long as you know your address. If you don’t already have a self-custody wallet, or would like to store your crypto in a new wallet, you may create a free BitPay Wallet. Just make sure to transfer your crypto to the most secure wallet possible. Although BitPay does have a free hot wallet, it’s wiser to stick with a cold storage like Ledger Flex or Stax to avoid online theft altogether. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Step 2: Purchase BTC with Prepaid Card

For more information, read our Coinmama review to see if it’s the right option. Prepaid cards are accepted on most major cryptocurrency exchanges and are one of the most convenient methods of buying cryptocurrency. Several crypto exchanges have issued their own prepaid cards over the years, which allow users to benefit from exclusive promotions and cashback programs.

For users from the United States, we recommend KuCoin, which is one of the best cryptocurrency exchanges accepting customers from the US. In your crypto exchange dashboard, you can access the buying option to purchase Bitcoin. Thus, tap the Buy button and start your first Bitcoin transaction on the crypto exchange.

What are the benefits of using prepaid cards?

Bitcoin has been quite popular since its launch in 2009, and we remember when, in 2010 and 2011, very few people were fascinated by the crypto world. However, the world as a whole is intrigued by Bitcoin and virtual currencies. Enter your prepaid debit card details when prompted, and check the BitPay app to be sure your remaining card balance is enough to cover the purchase. You can also buy crypto with a credit card, Apple Pay, Google Pay, or local banking transfers (where applicable).

Can you use a prepaid card to buy crypto?

Keep your crypto assets safe and secure in an easy-to-use, non-custodial crypto wallet. You can even import additional wallets from top exchanges and manage them all from one place. BitPay’s partnerships allow us to offer users the best possible exchange rates, and never any hidden fees, annual costs or additional mark-up. Suffice it to say, when you’re ready to buy Bitcoin with this specific payment method, you’ll have, while admittedly not the most—a couple of options. If it turns out they aren’t, simply cancel the transaction and explore alternative platforms that accommodate this payment option. If you don’t already have a prepaid card, now is the time to get one.

Buying crypto with a prepaid card might be the perfect solution. Whether you’re using a Visa or Mastercard prepaid card, the process is easier than you might think. In this guide, we’ll walk you through how to buy crypto with a prepaid card, where to do it safely, and what to keep in mind to avoid common mistakes. Seeing that buying Bitcoins with prepaid Mastercard cards has become mainstream in the modern digital world, Mastercard also joined the band of crypto enthusiasts. In 2021, they announced the support of selected digital currencies within their network. That means you can use Mastercard debit, credit, and prepaid cards on CEX.IO to deposit funds and purchase crypto.

Let’s review some of the best apps to use in 2025 to buy crypto with a prepaid card. In this article, we will explain how to buy Bitcoin with a prepaid card, step-by-step, so you can start investing in the world’s largest digital asset with ease. Easily exchange one digital asset for another in the BitPay app. Swap Bitcoin for Ethereum, Dogecoin, Bitcoin Cash and many other top cryptocurrencies.

Bitpanda was established in 2014, and like Coinbase, it offers an array of payment options, including prepaid cards. Binance ranks as the largest cryptocurrency exchange in terms of trading volume and liquidity. Established in 2017, Binance is a safe and secure platform to purchase and sell cryptos using a streamlined process. According to Binance, users are only three steps away from owning their first Bitcoin; register for an account, verify their identity, and buy BTC. While there are numerous prepaid cards loaded with cryptocurrency, when it comes to everyday use, the crypto card WhiteBIT Nova takes convenience to the next level. Instead of buying Bitcoin with it, connect the card to your WhiteBIT account and use the Bitcoin you already own for daily payments—converted to fiat seamlessly.

• The most popular prepaid cards used to buy Bitcoin are Visa gift cards, Vanilla gift cards and Mastercard prepaid debit cards.
• PayPal is particularly well-known and widely accepted by some exchanges, offering a familiar interface for users who want a seamless experience.
• It’s necessary to remember that Margex is situated in the Seychelles and runs unregulated; it could worry some users.
• Aside from the benefits, there are downsides to consider when buying crypto with a prepaid card.
• Likewise, you can also buy Bitcoin with a prepaid card on the desktop version, BitPay.com.

The exchange supports deposits in a wide range of fiat currencies, including AUD, USD, EUR, INR, CNY, and RUB among others. It also supports the use of stablecoins like Binance USD (BUSD), Tether (USDT), and Coinbase USD Coin (USDC) to buy cryptocurrencies. It is a centralized exchange that accepts various payment options, including Visa and Mastercard credit/debit cards. On the next page, you’ll see all the details of your transaction, like the amount, price, how many fiats you’ll pay, and what is the deposit commission. You can choose your prepaid debit card or credit card as a payment method or use the available funds on your CEX.IO balance. CEX.IO was one of the first cryptocurrency exchanges that enabled the simplified purchase of digital assets with payment cards.

• You can use your payment card, bank transfer option, or e-wallet like Skrill, or Epay.
• Use the BitPay widget to see all of the cryptocurrencies available for purchase.
• You may rest assured knowing no hidden fees or fake tokens are at play.
• You can choose your prepaid debit card or credit card as a payment method or use the available funds on your CEX.IO balance.
• Enter the dollar amount of Bitcoin to buy and the purchase will reflect in the BTC wallet.

Excellent rates, with no hidden fees

But if you already have a loaded prepaid visa card, Best Wallet is the most straightforward solution. Link it with your Google Pay, and you can buy the most popular tokens from its DEX. Since KCEX does not accept direct fiat transactions, it is not the ideal software for buying cryptocurrencies with a prepaid card.

While the fees are not the cheapest, the platform is easy to use and available to use in multiple countries. For instance, eToro has different regulatory bodies depending on the jurisdiction. The Australian Securities & Investments Commission (ASIC) regulates eToro in Australia. Other regulatory bodies include FCA in the United Kingdom and CySEC in Europe. The information provided on this website is for educational and informational purposes only and does not constitute financial, legal, or investment advice. Investing in cryptocurrencies, tokens, or Initial Coin Offerings (ICOs) carries significant risks, including the possible loss of your entire investment.